YNAB is a financing app created by YNAB (You Need a Budget). It is a free app on the iPhone, iPad and iPod touch, but requires that you own the YNAB software on your PC or Mac. The software costs $54 with a coupon, and $60 without a coupon. This fee is a onetime fee, once you purchase YNAB you own it for life and don’t need to update your license.

Functionality:

The real meat of this app is in the desktop software where you can generate budget reports and other cool metrics. However, the YNAB iOS app lets you track your expenses on the go, and syncs your mobile expenses with your computer.

With the combination of this powerful desktop software, and the iOS app that lets you sync your budget, you will be saving a lot of money in the long run.

YNAB

US iTunes, App Store, iBookstore, and Mac App Store

The Good:

This app is free, and even though the software costs $54-60, it’s totally worth it because it helps you manage your budget like never before.

The Bad:

You can’t generate reports on the iOS app.

Conclusion:

If you have trouble managing your money or never know what you spend so much on, then this app is going to come in handy. YNAB also comes with a free 34 day full-feature demo. So there’s no reason not to give it a try.

US iTunes, App Store, iBookstore, and Mac App Store